Chinese Landscape Paintings by Paul Gruszning

November 27, 2008 on 4:42 am | In Arts, Real Estate | No Comments
Chinese Landscapes by request.

Silkporcelain.com features the artworks of landscape artist

Paul Gruszning.

If you have visited China and loved the scenery then Paul will be pleased to paint it for you in oils to the size that you desire.

Chinese Landscapes by Paul Gruszning

November 27, 2008 on 2:52 am | In Real Estate | No Comments
Silkporcelain presents a series of oil paintings of China by

 New Zealand artist

 Paul Gruszning


ALL Natural Carpet Cleaning NYC Process

November 26, 2008 on 6:21 pm | In Home Repair, Real Estate | No Comments

Hi, my name is Rch Moore and I am a professional carpet cleaner in NYC and also a upholstery cleaning NYC. Residential cleaning is different from Commercial carpet cleaning in NYC . One thing to consider when choosing a carpet cleaning company is to choose a Green Carpet Cleaner.
Cleaning Green-Carpet and Upholstery

An effective carpet cleaning will usually involve different types of
cleaning agents. Without the cleaning agents, dirt, dust, stains and
any other undesirable materials found in your carpet can’t be easily
removed. Using water and regular soap will never do and could just
damage your carpet.

But there are cleaning agents that are not safe. Most cleaning agents
are made of chemicals wherein it could be dangerous when they are
integrated in air. Steam cleaning your carpet with the use of different
chemicals could be dangerous to your home as the chemicals will be
airborne. Other techniques in carpet cleaning will also require
chemicals in their cleaning agent. The reason for danger in chemicals
is simple: chemicals could easily dissolve selected and undesirable
materials.

If you have kids, you should be concerned about these chemical agents
for cleaning. They may clean your carpet but you are exposing your kids
to dangerous chemicals that might get them sick or could even be fatal.
Toddlers and babies could and will crawl in your carpet and the fumes
and some chemical agents could stick in their hands and will slowly
affect their health.

That is why an alternative in carpet cleaning technology is available
for those who wanted to protect the little ones. Called the green
carpet cleaning, this type of carpet cleaning uses non-toxic cleaning
agents. These cleaning agents are made with natural ingredients that
promise safety for everyone including pets and especially children. You
don’t want your children walking around the room with fatal chemical
agents on their feet. The cleaning agents are even hypo-allergenic
which means even adults – or specifically those that have allergies
things could rest easy whenever there’s a carpet cleaning job. If
you’re an environmentalist, these cleaning agents were made without
destroying nature.

Our company provides this type of services as we are dedicated not only
in the quality of our work but also to the safety of our customers. We
can easily implement safety through green cleaning and upholstery as we
use products that have Green Seal certification. This type of
certification ensures that the products we use don’t have dangerous
materials that might be dangerous for your children and harmful to the
environment. We are also doing our part to help preserve the
environment and more importantly, we are also doing our part to make
you, our customers, safe from any dangerous chemicals. You can check
out our cleaning agents before we do our job in your home so that you
can be sure you are working with the best and the safest.

Financial Requirements for Purchasing in Laguna Woods Village, formerly Leisure World

November 7, 2008 on 4:09 pm | In Finance, Real Estate | No Comments

Although Laguna Woods Village is one of the most affordable senior communities in Southern California, there are still financial requirements for purchasing a home here. For a Stock Cooperative, or Co-op, you need $125,000 in liquid, marketable, or income producing assets above the purchase price and $36,000 per year in income…  Now, family can co-sign with the resident (i.e. - your sister and you and help out your dad) in order to reach the financial requirements.  “Assets” can include equity in a property (do you or your sister own a home?), 401 k, IRA, stocks and bonds, income producing property, etc.
 
It is very common for a daughter or son to “go on title” 1% so their finances can help their parents move into Laguna Woods Village…  Also, another bit of information or “work around” that we have is any resident that gets a loan for more than 50% of the purchase price (i.e. - put down 20% cash and get a loan for 80% of the purchase price as an example) the financial requirements “may be waived” upon the judgment of the board.  We have found that the financial requirements will be waived for one or the other of the requirements if the resident gets a loan for more than 50% of the purchase price.  In other words, if you meet the income requirements but not the asset requirements - you are in - typically.


I don’t know if these financial requirements help in making the City of Laguna Woods one of the “Top 10 Safest Cities in the Nation”, which it is, but it sure can’t hurt!


Please see my web site if you have any further questions or would like more information about the active senior community of Laguna Woods Village, formerly Leisure World, at: www.leisureworldre.com

What is the difference between a Co-op and a Condo?

October 23, 2008 on 11:25 am | In Business, Real Estate | No Comments

By Patrick McNamee
Realtor, Century 21 Rainbow Realty
Laguna Woods Village, California


We have both types of homes in Laguna Woods Village, but very interestingly, they are many times the same floor plan!  So you can buy a “Casa Linda” home as either a “Condo” or a “Co-op” but what are the differences in ownership?


Good Question!  In Laguna Woods Village, a Co-op is not any easier or harder to sell than a Condo, it appriciates - or in this current market - depriciates - at the same rate as a Condo.  You get the same benefits tax wise from ownership of either a Condo or a Co-op (i.e. - you can write off your mortgage interest and property taxes).  The only difference is in Laguna Woods Village is the fact that you can only rent out a Co-op for 6 months out of the year, and you can rent a Condo year around.  So if you are an investor, you would want to buy a Condo so you could rent it out.  If this was going to be your primary residence, then purchasing a Condo or a Co-op would not be as big an issue. Please see my web site: www.leisureworldre.com to find out more information about our California Senior Community and the homes for sale here.


What exactly is a Co-op?  The full term is ”Stock Cooperative” and they are a lot more popular back east where they have the brown stone buildings, in New York as an example.


The problem came up in the early to mid 19th century, how can we sell the units in a building? The question comes up, well who owns the land underneth the building? So what they did, was come up with an idea where the Corporation buys the building and then each apartment in the building gets stock in the Corporation based on his/ her ownership share.  To make it simple, see the diagram above, if you have 4 apartments in the building, each apartment/ home would get 25% stock in the Corporation (4 x 25% = 100%)


What you actually get when you purchase a Co-op is a Stock Certificate instead of a Deed of Trust.  Rest assured, it is just as valuable as a Deed of Trust and you can even get a loan on them - or do a reverse mortgage!  Just like a Deed of Trust - getting financing is no problem!

Complete Your Dissertation

September 27, 2008 on 9:45 am | In Real Estate | No Comments

Completing a doctoral dissertation is a lot of work. It often takes someone years of hard work, however, the benefits from having completed your dissertation and received your degree is well worth it. People that earn a doctorate degree often make more than people without the terminal degree. If you are working on your dissertation it is important to have a team in your corner helping you get to the finish line as fast as possible. We at completeyourdissertation.org can help you get through the dissertation process and have helped others just like you achieve this goal. If you would like to complete your dissertation fast, please visit our website and we guarantee that we will work with you in an effort to help you graduate as soon as possible.

poker card tricks

September 9, 2008 on 9:26 am | In Real Estate | No Comments

If you are interested in poker then I am sure you will find these card tricks very interesting. Poker card tricks are fun to watch and learn because you can amaze your friends with them.

Videos can help promote your website

September 7, 2008 on 6:25 pm | In Real Estate | No Comments

Videos are one of the most powerful and effective ways to promote your website. It is important that on all of your videos you mention your website and also place a link on the video to your website. Some of the most popular video sharing companies to consider using would be: youtube.com, revver.com, and metacafe.com.

When you upload your videos to these video sharing services, please make sure you include important keywords in the Title, keyword section and the description tags. By using specific keywords that are relevant to your business you will get more targeted traffic finding your videos and this can also lead to more website traffic.

Furthermore, it is important to only put up high quality content videos because if they are really great, they will be shared all over the world and this will lead to Even More promotion.

One example of a website using videos to promote itself is LearnMagicTricks.org. This site shoots new videos on a regular basis and puts them on sites such as youtube and today gets around 10,000 visits a day, so this technique does work!!

So, if you are not currently using videos to promote your business, you can do this yourself or hire Linknet-Promotions.com to help you. This is definitely a great way to promote your website.

Poker and card tricks kind of go hand in hand. Magicians use cards to learn card tricks and players of poker use cards to play with when generally gambling but can also play for fun. Poker can be very fun to watch because you can learn a lot about how people behave in different situations and also you can learn how to play poker better. You could become a better poker player magically by watching free poker videos.

~ David J. Castle, PhD Candidate
President, DJC Marketing & The Magic of Dave J. Castle
http://www.DavidJCastle.com
http://www.Earn6FiguresOnline.com
http://www.MichiganMagician.com
http://www.freepokervideos.org
http://www.learn-card-tricks.org

Steps to Take Before Trying To Sell Your House

August 23, 2008 on 12:49 pm | In Real Estate | No Comments
by Hal James

Just listing your home for sale is not going to the offer you are looking for. This is particularly true these days when most parts of the country are suffering from bad real estate markets. Preparation is the key to success.

There are as many tips on how to prepare your home for listing as there are stars in the sky. Okay, maybe not that many, but you get the idea. Given this assault of information, it can be hard to know what to do. Here is a list of fundamental steps.

The first step really does not involve your home. Instead, it is about you. You must stand back from your home. It is no longer a place where you lived for so many years. It is now a product to be sold. Adjust your emotions accordingly.

It is vital that you make the emotional jump to understanding something. This is no longer your home. It is a piece of property to be sold. Your attitude should not be based on what you prefer, but on what is going to get the home sold the quickest.

Once you get a grip on this emotional change, you need to start pulling personal items from the home. Kids stuff on the refrigerator? Yank them. Personal photos around the home? Store them away.

Now apply the 12 month rule as you walk around the home. What is this rule? If you have not used something in a room for 12 months, it needs to be pitched in the trash, stored away or given away to someone else.

As you walk the house, also evaluate furniture and the like for the comfort classification. Every home has a comfortable couch or piece of furniture that is very comfortable, but not in great shape. Locate yours and get it out of the house.

Buyers are making a big financial decision. Before they hand over hundreds of thousands of dollars, they are going to look at every little niche of your home. If you have personal private items, store them outside of the home.

Finally, look for any obvious problems and fix them. A cheap upgrade you can make is to repaint any areas of trim. This includes around windows, doors and any other area that is framed. A little paint can really go a long way.

The current market is a tough one for sellers, but homes are selling. Take the necessary steps to get your home buffed out and you should be able to move it. Be positive and you will be surprised how well things can go.

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